Remittance Handbook
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Daniel R. Whitaker

Senior Remittance Analyst

Daniel R. Whitaker has spent twelve years analyzing cross-border payment corridors, correspondent banking relationships, and the fee structures that determine what actually lands in a recipient's account. He writes about FX spreads, intermediary bank deductions, and the regulatory paperwork that trips up US senders on routes to Latin America, Africa, and Southeast Asia.

Latest Writings

10/29/2026

Recipient Countries and Payout Options: Matching the Route to the Person Receiving

A transfer that looks fine on screen can stall on the receiving side. The destination country sets the rules, and the payout method decides how the money makes...

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